The Subtle Difference Between Charity and Philanthropy

Charity and philanthropy are two terms related to giving that are often used interchangeably, even though they differ. While the difference is subtle, it is essential to understand the differences between charity and philanthropy in terms of giving, as well as the pros and cons of each. What Is Charity? Charity is a form of […]

Year-End Planning for Retirees

As we approach the last quarter of each year, it is a good time to plan for the next one. Year-end planning is especially important for existing retirees and those hoping to retire in the next few years. There are tax and income strategies you might consider regarding your financial assets. Here are three steps […]

How to Make Keeping Track of Your Finances Easy

Now is an excellent time to start evaluating your current financial situation, determining your future goals and expectations, and working toward pursuing them. If you need help pulling together a plan for your finances, a financial professional can explain how you can work together to identify strategies to help you work toward financial independence. Making […]

Elder Care, Caregivers, and Estate Planning: What You Need to Know

If you or a loved one are approaching the point of needing elder care, you may be wondering what your options are. What level of care is right for your situation? How will you pay for care? What will happen when you need a more intensive level of care? Here we discuss some of the […]

An Essential Guide to Estate Planning Preparedness

A recent survey by Caring.com found that a whopping two in three American adults do not have an estate plan1—an alarming statistic, considering that an estate plan can protect your assets and ensure that they go to the right people. If you have not begun to prepare an estate plan, or if your estate planning efforts […]

401(k) Options for Small Business Owners

Regardless of the business’s size, small business owners have 401(k) retirement savings plan options that may be suitable for their situation. Business owners must plan for retirement by utilizing retirement savings vehicles that may provide them with common IRS tax savings incentives when funding specific 401(k) options. A business owner can open several retirement savings […]

Five Keys to Investing for Retirement

Because inflation could reduce your purchasing power over time, you’ll probably need to contribute more to your retirement plan than you think. What seems like a healthy amount now is likely to feel smaller and smaller over time. All investing involves risk, including the possible loss of principal, and there can be no guarantee that […]

It’s Never Too Late to Improve Your Financial Awareness

Financial education is constantly evolving. As investments, financial priorities, and the economy change, so do financial strategies and plans. To stay on top of your retirement and ensure that you are on your way toward your financial goals, it’s vital to keep up with your financial education and awareness so that you will be able […]

Finances and Fireworks: 5 Strategies to Help Preserve and Celebrate Your Financial Freedom

Your finances are probably one of the last places you want to experience fireworks—unless they are celebratory. With new year’s resolutions firmly in the rearview mirror, the summer months allow you to revisit your financial goals and evaluate your progress. This July may be a good time to take stock of your path toward financial […]

Pre-Vacation Home Safety Tips

Vacation is something that we all look forward to, but it’s important not to forget about your home—and its safety—while you’re away. With some pre-planning, it’s easy to make sure your house is safe and secure, giving you peace of mind and allowing you to focus on the relaxation and fun of vacation. Here are […]